Representative Example for Hire Purchase (HP): Payable by 60 payments of £739.48. Payments are based on a duration of agreement of 60 months, a Cash Price of £39,995.00, with a deposit of £3,999.50 leaving an amount of credit of £35,995.50. The agreement is calculated using a fixed rate of interest of 0.00% per year resulting in Representative 8.90% APR and a total amount payable of £44,368.84 We act as a credit broker, not a lender.