Representative Example for Hire Purchase (HP): Payable by 60 payments of £813.44. Payments are based on a duration of agreement of 60 months, a Cash Price of £43,995.00, with a deposit of £4,399.50 leaving an amount of credit of £39,595.50. The agreement is calculated using a fixed rate of interest of 0.00% per year resulting in Representative 8.90% APR and a total amount payable of £48,806.28 We act as a credit broker, not a lender.