Representative Example for Hire Purchase (HP): Payable by 60 payments of £410.79. Payments are based on a duration of agreement of 60 months, a Cash Price of £24,995.00, with a deposit of £4,999.00 leaving an amount of credit of £19,996.00. The agreement is calculated using a fixed rate of interest of 8.90% per year resulting in Representative 8.90% APR and a total amount payable of £24,647.51 We act as a credit broker, not a lender.