Representative Example for Hire Purchase (HP): Payable by 60 payments of £604.44. Payments are based on a duration of agreement of 60 months, a Cash Price of £31,995.00, with a deposit of £3,199.50 leaving an amount of credit of £28,795.50. The agreement is calculated using a fixed rate of interest of 0.00% per year resulting in Representative 9.90% APR and a total amount payable of £36,266.38 We act as a credit broker, not a lender.