Representative Example for Hire Purchase (HP): Payable by 60 payments of £92.35. Payments are based on a duration of agreement of 60 months, a Cash Price of £4,995.00, with a deposit of £499.50 leaving an amount of credit of £4,495.50. The agreement is calculated using a fixed rate of interest of 0.00% per year resulting in Representative 8.90% APR and a total amount payable of £5,541.25 We act as a credit broker, not a lender.